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The latest mortgage news, from the most reliable sources, all in one place.
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Wed, 20 Sep 2017 09:22:13 GMT |
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Wed, 20 Sep 2017 18:34:49 GMT |
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Wed, 20 Sep 2017 18:34:50 GMT |
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Wed, 20 Sep 2017 09:22:14 GMT |
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Differences Between Current and Previous FOMC Statements |
Posted To: MBS Commentary (Additions underlined, deletions struck through) Information received since the Federal Open Market Committee met in JuneJuly indicates that the labor market has continued to strengthen and that economic activity has been rising moderately so far this year. Job gains have been solid, on average, since the beginning of the year,remained solid in recent months, and the unemployment rate has declined.stayed low. Household spending has been expanding at a moderate rate, and growth in business fixed investment have continued to expand.has picked up in recent quarters. On a 12-month basis, overall inflation and the measure excluding food and energy prices have declined this year and are running below 2 percent. Market-based measures of inflation compensation remain low; survey-based measures of longer...(read more) |
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Existing Home Sales Distorted by Harvey |
Posted To: MND NewsWire August was yet another disappointing month for existing home sales. The National Association of Realtors® (NAR) says those sales were down for the fourth time in five months, retreating 1.7 percent from July's estimate of 5.44 million to a seasonally adjusted annual rate of 5.35 million units. The August number still eked out a tiny 0.2 percent increase from the August 2016 estimate, but is the lowest rate of sales since then. Analysts had been expecting a slight increase from July, probably based on a 1.5 percent increase in pending sales in July. Econoday reported estimates ranging from 5.350 to 5.550 with a consensus of 5.480 million. Total existing home sales are completed transactions that include single-family homes, townhomes, condominiums and co-ops. Single family home sales were...(read more) |
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Uniform Closing Dataset (UCD) Info; FINRA; Fed Announcement |
Posted To: Pipeline Press UCD Information As announced in September 2016,the Uniform Closing Dataset (UCD) mandate remains September 25, 2017Lenders who can deliver the UCD are expected to adhere to the mandate and submit a successful UCD XML file for all loans being delivered on or after September 25 , 2017 (based on Note Date). However,Freddie Mac and Fannie Mae(the GSEs) are revising its approach to enforcing the UCD delivery requirement. Each GSE's loan delivery system will check for a successful UCD XML file submission, which will result in a "warning" edit if the data are not provided. Lenders should take advantage of these warning messages to ensure they are able to submit a UCD for all loans sold to Freddie Mac or Fannie Mae. The GSEs will work with industry participants over the next several months to help...(read more) |
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